We possess a deep understanding of the intricate and highly regulated Financial Services sector. This industry, encompassing a broad range of entities from investment firms and asset managers to fintech innovators and non-bank financial institutions, is driven by continuous innovation, complex financial instruments, and stringent regulatory compliance. The need for meticulous, independent, and forward-looking audits is paramount to maintaining trust and stability.

Our seasoned audit team is proficient in applying International Financial Reporting Standards (IFRS) and Indonesian Financial Accounting Standards (PSAK). We bring specialized knowledge in standards critical to financial services entities, including PSAK 109 (Financial Instruments) for the classification, measurement, and impairment of financial assets and liabilities (e.g., loans, investments); PSAK 113 (Fair Value Measurement) for valuing complex financial instruments; and PSAK 115 (Revenue from Contracts with Customers) for fee-based income. We also focus on PSAK 232 (Financial Instruments: Presentation) and PSAK 237 (Provisions, Contingent Liabilities and Contingent Assets) for regulatory capital and contingent liabilities.

We rigorously apply International Standards on Auditing (ISAs) and Indonesian Auditing Standards (SA). Our approach emphasizes SA 315 (Identifying and Assessing the Risks of Material Misstatement) to address industry-specific risks such as market volatility, credit risk, operational risk, and the complexities of new financial products. We also utilize SA 540 (Auditing Accounting Estimates) given the numerous significant estimates involved in areas like fair value measurement and expected credit losses. Our aim is to provide unwavering assurance over your financial statements, coupled with strategic insights to enhance governance, strengthen internal controls, and ultimately bolster stakeholder confidence in your financial integrity.